Who is cheap for car insurance

Select Region. United States. United Kingdom. All ratings are determined solely by our editorial team. Amy Danise. Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Read more. Compare Cheap Car Insurance Rates. Our ratings take into account average auto insurance rates, customer happiness and company technology.

Rates overall Excellent. Rates for good drivers Excellent. Rates for drivers with a speeding ticket Excellent. Compare Rates Compare rates from participating partners via EverQuote's secure site. Why We Picked It. Erie Insurance. Rates overall Very good. Geico 4. Rates for drivers with a speeding ticket Very good. State Farm. Rates for good drivers Good. Rates overall Good. Rates for drivers with a speeding ticket OK.

Get quotes from multiple car insurance companies. Even if you have strikes against you such as an accident or moving violation, you can still shop around for cheap auto insurance rates. Because of the wide variation in pricing, the company that offered you a good rate for a clean record may not be the most competitive when your driving record changes. Multiple incidents on your driving record might mean that you will have to search for high-risk or non-standard coverage.

Because of the increase in perceived risk, auto insurers will typically charge more for high-risk drivers. However, getting quotes from several providers can still help you find the cheapest auto insurance company for your situation.

Drivers with incidents on their record may want to consider full coverage because of the increased risk of vehicle damage. Average monthly full coverage premium by driving history. Each state has its own insurance regulations, which affect the coverage you need to purchase and how much you will pay.

And because each company has its own rating algorithm, the cheapest company for one driver might not be the cheapest for another. Getting quotes from several companies can help you compare premiums, but, on average, these are the cheapest companies in each state. USAA offers cheaper average premiums for minimum coverage in many states than the company we listed, but since eligibility is limited, we have left the company off this list. Taking that into consideration, Geico offers the cheapest average minimum coverage car insurance in more states than any other provider on our list.

Insurance helps protect your finances. Although your premium is an important factor, buying minimum coverage levels could cost you more in out-of-pocket expenses if you cause an accident. Keeping your coverage needs in mind while looking for a cheap auto insurance policy can help you protect your financial health. Here are some ways to find the best cheap car insurance for you:.

No single company offers the cheapest rates for everyone. Car insurance rates vary from one driver to another depending on factors like location, age except in Hawaii and driving record. Shopping around and comparing quotes based on your needs is usually the best way to find the most affordable car insurance for you. Many of the providers in this article offer affordable coverage for various types of drivers.

Still, you may be able to find cheaper car insurance from providers not mentioned on our list. Determining how much coverage you need involves a review of your broader financial picture. If you are not sure how much you need, consider speaking with a licensed insurance agent or licensed financial planner.

Personal Finance. Your Practice. Popular Courses. Insurance Car Insurance. Part Of. Car Insurance Basics. Car Insurance Coverage. Accidents, Driving Records. Insurance for Young Drivers. Best Car Insurance Rates. Key Takeaways One of the ways to lower car insurance is through a discount bulk rate for insuring several vehicles and drivers at once.

Lower car insurance rates may also be available if you have other insurance policies with the same company. Maintaining a safe driving record is key to getting lower car insurance rates. Note While some things that affect car insurance rates--such as your driving history--are within your control others, costs may also be affected by things like state regulations and state accident rates.

Tip Your credit card company or bank may offer free credit score access. Tip Check with your credit card company to see if they offer roadside assistance benefits to cardholders, which might allow you to drop this feature from your auto insurance policy. Article Sources. Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate.

You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy. Related Articles. Partner Links. Related Terms Introduction to Auto Insurance Auto insurance is purchased by vehicle owners to mitigate costs associated with getting into an auto accident.

Discover more about it here. What Is Comprehensive Insurance? Comprehensive insurance is car insurance that covers damage to your car from causes other than a collision. Learn about comprehensive insurance costs. Private-Passenger Auto Insurance Policyholder Risk Profile Private-passenger auto insurance policyholder risk profile is an estimate of the risk an insurance company will take on by covering a specific driver.

Pay-per-mile car insurance sets premiums based on how much you drive each month. If you do need to change something, like your address, car, registration, or adding a driver, most insurers will charge you an adjustment fee. Find out more about making a claim on your car insurance and typical reasons claims get rejected, and how to avoid it happening.

You can make it clear that it is for information purposes only, and that you're not looking to make a claim. Make sure you notify your insurer about the incident within a reasonable timeframe this might be specified in your policy so check the wording.

If a timeframe is not stated, get in touch with your insurer as soon as possible. Whenever I need to find valuable car insurance, GoCompare makes life easier for me therefore I am a loyal customer for some years now! Thanks GoCompare! Offered me a better date than other comparison sites and don't hassle you by phoning up. Should have done it years ago! Got a cheaper quote and saved money for my car insurance. Page last reviewed: 15 September Last checked 07 September Compare quotes.

Home Car insurance. Compare car insurance quotes It's quick and easy to compare car insurance and find cheaper cover — we just need a few details about you and your vehicle. Car insurance companies we work with We look for quotes from over trusted UK car insurance companies including: [4]. Car insurance guides Mobile report: Using phones at the wheel Who are the electric car buyers? Electric car insurance Driving convictions and car insurance Adding named drivers Medical problems and driving Child on board: How to choose the right car seat Car insurance guides.

What type of car insurance do I need? Comprehensive car insurance This is the most extensive cover you can get. Find out more about third party, fire and theft TPFT Third party only This is the most basic level of cover It's lowest level of cover you need to legally drive your car in the UK. It really is free. We haven't hidden the cost anywhere. Do I need car insurance? Car insurance for over 50s Having a wealth of driving experience means car insurance for over 50s is usually cheaper — and there are insurers that offer specialisist insurance too.

Join thousands of happy customers who've compared with us [2]. Car insurance tools Is my car insured? Check your insurance group Mileage calculator Fuel price calculator.